Firstly you can't spot reduce, so don't try. Doing 1,000 sit-ups a day is not going to give you a flat stomach.
Eating to get rid of love handles
One of the most important things is what you put in your mouth, that includes food AND drink. Watch the amount of processed food, fast-food, fatty foods, sugar-filled drinks, fizzy drinks, and alcohol that you consume. While you're at it, watch the amount that you eat at each sitting too. Think of long-term healthy eating. If you cut out too much you will only succeed in slowing down your metabolism so much that if you chose to eat like a normal person in future you'll blow out and find it harder to shift that weight.
The second thing is to use up an adequate amount of energy to burn that excess fat that's sitting around your gut. There is no easy formula to determine exactly how much exercise you need to do, you are unique and so is your body and how it works. It's trial and error, and using a good personal trainer to get you there is priceless; as long as you listen AND ACT on their advice. The main thing to think about is using your big muscles in training, for these use more energy. Resistance/weight training is your best friend in this battle. It is far more effective and efficient than cardio activities like running, your metabolism gets a boost for longer and you build more lean muscle which burns even more fat. Plus it's fun to throw some kettlebells around :)
Lifestyle habits to get rid of love handles
Try and relax and be stress-free as much as possible. Yoga classes are great for this and should be used as an integral part of any fitness and health routine. Make sure you check what kind of yoga class you're going to, a hard-core dynamic Vinyasa flow class may not be your best option, whereas a Restorative yoga class is all about relaxing, being calm and relieving stress. In our busy times it often seems impossible to get to where you want to be, but you need to be patient. Try little steps. They will lead to big gains over time.
While this advice is all good, the main thing to take away is to BE REALISTIC. If you want to have the rock hard abs of models in fitness magazines you're going to have to work damn hard and be super clean with your eating (apart from cheat day). To be honest, most of those models don't have those abs most of the time, they have to dehydrate and really cut back on what they're eating for days, weeks or months before a photo shoot and we'd never advise restricting yourself like that because it can be bad for you in the long term.
Thanks to Rocky Amol for asking about this. Have you got a health or fitness question you'd like discussed here? Just pop it in a comment below or email us.